Georgia Car Loans

Auto Loans: Albany (GA)

Want to find an auto loan in Albany, Georgia? It’s best to speak with a financing professional who recognizes your financial situation and vehicle needs. We can connect you to such a specialist. Just apply online. Your application will be secured by SSL (https) encryption.

Let’s look at how it works.

  1. First of all, you’ll want to submit your application online.
  2. We match you, when possible, with the best Georgia car loan lender for your needs.
  3. Finalize your auto loan documentation and choose your vehicle from a local car lot.

Visit here to apply online.

Acceptance Standards

  • Average Albany Income: $9,954 Yearly
  • Average GA Fico Score: 677

Most car loan lenders require that you make a minimum of $1500 income monthly, and the amount you spend on existing debts, inclusive of your car loan, shouldn’t exceed half of your earnings. For car shoppers in Albany, GA, this is $415 (average). Even when your income or credit doesn’t satisfy the aforementioned conditions, you may be able to meet the requirements with a co-buyer, larger down payment, or with buy here pay here car lots in Albany, GA.

No Money Down Cars in Albany, GA

Trying to find an auto loan with no money down in Albany, GA? We can help, though a down payment is highly recommended if you can afford the expense. The majority of lenders will be delighted by an advance payment of 15-20%. Yet another consideration is your installment payments. Don’t spend in excess of 18-20% of your income for your Georgia car loan. Here are a few numbers for the average Albany car shopper.

  • Annual Income: $9,954
  • Monthly Income: $830
  • Monthly Budget: $149 to $166

Credit problems? Get more information here.

Bad Credit Auto Finance: Albany (GA)

At Car Loans Georgia, poor credit is no issue.

When you have below-average credit, Car Loans Georgia may be able to connect you with lenders who grant bad credit auto loans in Albany, GA each and every day. Just click here to apply online. If you earn $1500 on a monthly basis and enjoy a debt vs income ratio of 50% or less, your chances of being qualified are quite good.

Dealerships That Finance Bad Credit: Albany, GA

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Due to the economy in GA, buy here pay here financing has become a whole lot more popular.

These dealers may be recognized as: Tote the Note, Your Job is Your Credit, or in house financing car lots in Albany, GA.

These auto loans tend to be offered without any credit check. Lamentably, they aren’t without some major drawbacks. The interest rates and down payments are high, and you will have little chance to improve your credit score through this kind of a dealer.

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You want to research any GA in house financing dealership on the internet. Be sure to find somebody who has purchased a vehicle from them recently, and learn whether or not they had a good experience.

Used And Bad Credit Car Lots in Albany, GA

  • Bill Chambers Motors, 409 W Oglethorpe Blvd, 31701
  • George’s Auto Sales, 400 Sands Dr, 31705
  • Acree Auto Sales, 1634 Liberty Expressway Southeast, 31705
  • Jackstones Creekside Sales Inc, 2700 Liberty Expressway Southeast, 31705
  • B & D Auto Sales Inc, 1620 East Broad Avenue, 31705
  • Castle Auto Sales, 501 South Slappey Boulevard, 31701
  • Autoland Sales & Rentals, 708 East Oglethorpe Boulevard, 31705
  • Albany Auto Center, 3115 Sylvester Road, 31705
  • Klean KARS Auto Sale Inc, 1018 North Slappey Boulevard, 31701
  • Carl Gregory C-P-D Of Albany, 801 E Oglethorpe Boulevard, 31705
  • Freshstart Auto Sales, 1101 East Oglethorpe Boulevard, 31705
  • Action Motors, 901 West Oglethorpe Boulevard, 31701
  • County Motors Used Cars, 900 West Oglethorpe Boulevard, 31701
  • Albany Auto Trim, 404 West Roosevelt Avenue, 31701
  • M & M Auto Sales, 1402 South Slappey Boulevard, 31701
  • Landmark Auto Sales, 500 West Oglethorpe Boulevard, 31701
  • Hentschel Motorcars Inc, 805 East Oglethorpe Boulevard, 31705
  • Gray’s Auto Sales, 3405 Sylvester Road, 31705
  • Hometown Auto Sales Inc, 406 East Oglethorpe Boulevard, 31705
  • Gary Rogers Auto Sales, 1023 West Residence Avenue, 31701
  • Gerald’s Auto, 827 Byron Road, 31701
  • Champion Motors, 807 South Slappey Boulevard, 31701
  • Lawson Auto Sales, 100 North Slappey Boulevard, 31701
  • Absolute Auto Sales, 632 West Oglethorpe Boulevard, 31701
  • Flint River Auto Sales, 403 East Oglethorpe Boulevard, 31705
  • Mac George Motorcars Inc, 1307 North Slappey Boulevard, 31701
  • Credit Cars, 1803 North Slappey Boulevard, 31701
  • Hanson Motors, 1811 East Oglethorpe Boulevard, 31705
  • City Auto Sales Inc II, 2201 East Oglethorpe Boulevard, 31705
  • A B C Car Sales Inc, 2003 East Oglethorpe Boulevard, 31705
  • Fairway Toyota, 1007 E Oglethorpe Blvd, 31705
  • Bucal Up Auto Sales, 2801 Old Dawson Road, 31707
  • Carl Gregory of Albany, 701 E Oglethorpe Blvd, 923
  • D & S Auto Sales, 2003 N Slappey Blvd, 923
  • Freeway Auto Credit, 320 E Oglethorpe Blvd, 31716