We make it easier secure car loans in Valdosta, no matter your credit rating. We match you with finance companies who can approve auto loans for consumers in Valdosta, GA. It’s possible to submit an application for your Valdosta GA auto loan in as little as 3-4 minutes.
In Valdosta, the average per year income is $19,942, while the average fico score is 677. Obviously, these are only average numbers. You don’t need to earn more than $1500 monthly to be eligible for a car loan in Valdosta, Georgia.
Most auto loan lenders require you to have a secure job with $1500 income monthly. At the same time, your total monthly debt, including your auto loan, should not surpass 50% of your earnings. In Valdosta, Georgia, this rounds out to $831, on average.
Even if your income doesn’t fulfill these prerequisites, you might be able to meet the requirements with a co-signer, more money down, or through buy here pay here car lots in Valdosta, GA.
Cars with No Down Payment in Valdosta (GA)
Of course, we can help you get zero down auto financing in Valdosta. However, down payments are a good idea. What amountis enough? Divide how much the vehicle you want costs by five (20%). This would be a solid down payment, but it might be possible to get a car in Valdosta, GA for just $500 down. Additionally, we may be able to connect you with several zero down car dealers in Valdosta, Georgia.
Car Loans With Bad Credit in Valdosta, Georgia
It is important to plan carefully for your auto loan in Valdosta, GA. This principle is vital: do not spend more than 15% of your income per month toward paying down your bad credit auto loan. For the average Valdosta consumer, this translates to $249. Additionally, it’s best to supply a sizeable down payment whenever possible. New automobiles depreciate rapidly. A down payment compensates for this.
Mind you, we suggest that you buy an inexpensive used car or truck with solid fuel economy.
Dealerships That Offer In-House Financing in Valdosta (GA)
For many people in Valdosta, Georgia, buy here pay here dealerships are becoming the last resort when it comes to getting approved.
These dealers may be known as:
- In House Financing Dealerships
- Bad Credit Car Lots
- Tote The Note Car Lots
For some folks, getting their auto loan without any credit check seems awesome.
Sadly, you need to bear in mind several potential cons:
- Exorbitant Apr
- Hefty Down Payment Requirements
- High Mileage Used Cars and Trucks
Be sure that you investigate any GA in house financing dealership on the internet. Attempt to speak with someone who has purchased a car from them recently, and find out whether or not the car lot is known to be reputable.
Used or In House Financing Dealerships in Valdosta, GA
- Blanton Motors, 604 S Patterson St, 31601
- Imperial Auto Sales Inc, 1808 N Ashley St, 31602
- Elder Auto Sales, 104 Hemlock St, 31601
- Kirill Honda, 1508 North Ashley Street, 31602
- Hall Joe Cars & Trucks, 1804 Baytree Road, 31602
- Auto Save, 2626 Madison Highway, 31601
- Langdale’s Used Car Supercenter, 215 West Magnolia Street, 31601
- Hodges David Cars & Trucks, 700 North Ashley Street, 31601
- Griner Nissan, 3715 Inner Perimeter Road, 31602
- E-@Utocom Auto Rental, 2901 Bemiss Road, 31602
- Direct Auto Sales, 2807 Bemiss Road, 31602
- Bennett Motors of Valdosta, 615 North Ashley Street, 31601
- Howard Motors, 603 North Ashley Street, 31601
- Auto Company, 3003 Bemiss Road, 31602
- Knight’s Auto Sales and Rentals, 912 South Patterson Street, 31601
- Godfrey Haskell Motors Inc, 607 North Ashley Street, 31601
- Liberty Auto Sales, 3453 Bemiss Road, 31605
- H-T Auto Sales Inc, 1714 North Ashley Street, 31602
- Fisk Auto Sales, 2232 Bemiss Road, 31602
- M & M Motors of Valdosta, 801 North Ashley Street, 31601
- Adams Garage, 1330 West Hill Avenue, 31601
- Jerry Williams Motors, 1518 Baytree Road, 31602
- Davis Tom Used Cars Inc, 808 North Oak Street, 31601
- Bishop Sister, 2120 West Hill Avenue, 31601
- Folsom’s Auto Sales, 401 East Gordon Street, 31601
- Buggy Works Rent-A-Car, 4054 North Valdosta Road, 31602
- Blanton’s Tim Auto Sales, 1961 Madison Highway, 31601
- Jr’s Used Cars & Trucks, 2983 USHighway 41 South, 31606
- Coffee’s Auto Sales, 300 East Hill Avenue, 31601
- E-Z Auto Sales & Svc Incorporated, 601 S Patterson St, 923
- Prince Automotive of Valdosta Incorporated, 4550 N Valdosta Rd, 31625
- Griner Nissan, 3715 Inner Perimeter Rd, 31602
- Cass Burch Chrysler, 4164 N Valdosta Rd, 923
- Langdale Ford Superctr, 408 N Patterson St, 31605
- D & D Auto Sales, 2703 Bemiss Rd, 923